Farooque Akhtar
Small Cap vs Mid Cap vs Large Cap Funds: Which Mix Makes Sense in 2026? Large-cap, mid-cap, and small-cap mutual funds invest across different segments of the Indian equity market. The main difference is not simply that one is “safe” and another is “risky.” Each category has a different market-cap focus, volatility profile, and role … Read more
National Pension System (NPS) is a government-regulated retirement scheme where you invest regularly during your working years and build a pension corpus. At retirement, up to 60% can be withdrawn tax-free, and at least 40% must be used to buy an annuity (monthly pension). It offers major tax benefits under Section 80C and an extra … Read more
The key is not choosing “the fastest fund,” but choosing a fund you can hold calmly for 10-20 years through different market cycles. To build a retirement portfolio, starting early and investing consistently can matter more than chasing the fund with the highest recent return. In this guide to the best large-cap funds for retirement … Read more
GST registration for freelancers is one of the most misunderstood tax rules in India. Many independent professionals believe GST applies only after earning ₹20 lakh, but this assumption often leads to penalties, notices, and compliance issues. The government views you as a service provider if you work as a freelancer, consultant, designer, developer, writer, marketer, … Read more
Every serious investor in India has one question when it comes to retirement planning. Which offers a higher long-term pension IRR: NPS or mutual funds? The solution is more complicated than advertising brochures suggest. In addition to returns, the pension’s internal rate of return is influenced by taxes, lock-in regulations, annuity terms, and post-retirement flexibility. … Read more
Central banks have been purchasing gold at a rate not seen in decades all across the world. Official reserves are switching from paper assets to actual gold from Asia to Eastern Europe. It’s not noise. Although central banks move slowly, their collective actions typically indicate deeper worries about geopolitical risk, persistent inflation, and currency stability. … Read more
Gold ETFs offer investors a way to gain exposure to gold without storing physical gold. They are traded on stock exchanges, so investors can buy and sell ETF units through a demat and trading account. If you are searching for the best Gold ETF in India in 2026, the right choice is not necessarily the … Read more
Sovereign Gold Bond vs Physical Gold is one of the most searched comparisons among Indian investors looking for the best 8-year IRR and tax-efficient gold investment.To provide you with a data-rich, tax-adjusted response, we back-tested real RBI prices, current SGB trading on the NSE, and bullion buy-sell spreads. Indian households have historically relied on gold … Read more
A 1% fee difference between Direct and Regular mutual funds may not seem like much at first. Many investors disregard it because they believe profitable returns will offset the expense. The actual situation is somewhat different. Through the force of compounding, this annual 1% deduction quietly reduces your wealth, working against you rather than for … Read more
Every year, millions of Indian taxpayers invest under Section 80C to save on income tax. The common question is simple: “Where should I invest my ₹1.5 lakh limit — ELSS, PPF, or VPF?” Many investors compare only interest rates and past returns. But a smart investment decision needs more than that. A 12% return with … Read more
