Privacy Policy for FinanceRead.in

Effective Date: 25-11-2025

FinanceRead.in (“we,” “our,” or “us”) helps visitors learn about money, use free financial calculators, and read educational articles. This Privacy Policy explains what information we collect, how we use it, and the choices you have.

1. What We Collect

1.1 Comments

• Name, email, and message you type in the comment form
• IP address and browser details to stop spam
• Profile picture from Gravatar (if you use it)

1.2 Media Uploads

• If you upload images, please remove GPS/location data first

1.3 Cookies

We store small text files (“cookies”) so the site works correctly:

• Comment cookies – remember your name/email for 1 year so you don’t re-type them
• Login cookies – keep you signed in for 2 days (“Remember Me” = 2 weeks)
• Screen-option cookies – save display choices for 1 year
• Editor cookies – hold the post ID when you edit an article (1 day)
• Calculator cookies – run the tools in your browser; your numbers are NOT saved on our servers

1.4 Embedded Content

Articles may include YouTube videos, social-media posts, or third-party widgets. These services may collect data or set their own cookies—check their policies for details.

1.5 Log Files

Standard server logs: IP, browser type, pages viewed, time stamp. Used for security and performance only.

2. How We Use Your Information

• Keep the site secure (spam detection, attacks)
• Let calculators run locally in your browser
• Show your comments or profile picture
• Remember your preferences
• Send newsletters (only if you subscribe)
• Meet legal duties

3. Legal Bases (GDPR)

• Consent – newsletters, non-essential cookies
• Legitimate interests – security, site improvement
• Contract – providing services you request
• Legal obligation – obeying laws

4. Who We Share Data With

We do not sell or rent personal data. We may share:

• Security services (automated spam detection)
• Hosting or email providers under contract
• Authorities when legally required

5. Data Retention

• Comments: stored indefinitely (for follow-up recognition)
• Account data: kept until you update or delete it
• Server logs: erased after 30 days
• Analytics: 26 months (Google standard)
• Calculator inputs: never leave your device

6. Your Rights

You can:

• See what data we hold
• Export a copy
• Correct mistakes
• Ask for deletion (except data we must keep for law/security)
• Object or restrict processing
• Withdraw consent at any time

Exercise rights via the contact form or email below.

7. Security

We use SSL encryption, regular software updates, spam firewalls, and limited-access controls. No method is 100% secure, but we follow industry standards.

8. Third-Party Services

Google Analytics, WordPress plugins, newsletter delivery, and security tools each have their own privacy policies—please review them if you wish.

9. International Transfers

FinanceRead.in is hosted in [hosting country]. By visiting, you consent to data transfer there. We comply with Indian IT law, GDPR (EU), CCPA (California), and other applicable rules.

10. Changes to This Policy

We will post updates here and, if material, notify via the website or email. The new “Effective Date” will appear at the top.

11. Contact

Questions? Use the Contact Form or email: admin@financeread.in

12. Educational Disclaimer

Content and calculators are for informational purposes only; we are not financial advisers. Consult qualified professionals before acting on any information.

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Accepting our cookies or continuing to use the site means you agree to this Privacy Policy.

12. Cookie Details
    Cookie Name | Provider | Purpose | Duration | Category
    ———– | ——– | ——- | ——– | ———-
    comment_author_* | FinanceRead.in | Remembers name/email for comments | 1 year | Essential
    wp-settings-* | WordPress | Your admin/dashboard preferences | 1 year | Essential
    _ga/_gid | Google Analytics | Anonymous visit stats | 2 years | Analytics
    catAccCookies | Cookie-consent plugin | Stores consent choice | 30 days | Essential