Section 80C Tax Saving Calculator – How Much Tax Can You Save in India
Section 80C is one of the most commonly used income tax provisions in India, yet many taxpayers either underuse it or invest blindly without understanding the actual tax benefit.
This Section 80C tax saving calculator helps you estimate how much tax you can save based on your investments and income tax slab for FY 2026–27 (AY 2027–28). Instead of guessing or rushing at the last moment, this tool gives a clear picture of the real benefit of 80C deductions.
Section 80C Tax Saving Calculator
To check your overall tax liability, use our Income Tax Calculator (New vs Old Regime).
This calculator is useful for
• salaried employees
• self-employed professionals
• taxpayers using the old tax regime
• anyone planning ELSS, PPF, EPF, or insurance investments
This Section 80C tax saving calculator shows the actual tax saved, not just the deduction amount. If you are investing in ELSS funds, you can also estimate long-term returns using our SIP Calculator.
CONCLUSION
Section 80C remains one of the most effective ways to reduce tax under the old tax regime, but it should be used wisely. Investing more than the allowed limit does not increase tax benefits and may affect liquidity.
This Section 80C tax saving calculator helps you understand the actual tax saved, so you can choose the right mix of investments instead of making last-minute decisions. Always align tax saving with long-term financial goals. Official details of Section 80C deductions are available on the Income Tax Department of India website
For complete planning, use this calculator along with income tax and HRA calculators.
FAQs – Section 80C Tax Saving Calculator
Q1. Can I invest more than ₹1.5 lakh under Section 80C?
You can invest more than ₹1.5 lakh, but the maximum tax deduction allowed under Section 80C is ₹1.5 lakh in a financial year. Any investment above this limit will not give an additional tax benefit.
Q2.Which investments are allowed under Section 80C?
Common investments under Section 80C include ELSS mutual funds, PPF, EPF, life insurance premiums, NSC, tuition fees for children, and principal repayment of home loans. Each option has different lock-in periods and risk levels.
Not sure which tax regime suits you? Use the Income Tax Calculator (New vs Old Regime) to compare and decide.
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