Credit-card Float Method – 45 Days Free Cash + 2 % Reward (Free Calculator)

Methodology I float ₹ 30k monthly on the ICICI Amazon Pay card → zero-interest cycle + 2% cashback.Statement date: 5th → pay by 20th → 45-day float.UPI reward stacking: Amazon Pay UPI → extra 2% on Amazon spends → ₹600/year.No-cost EMI buffer: big-ticket split → keeps utilization < 30% → CIBIL safe.Auto-debit: last day → … Read more