Direct vs Regular Mutual Fund—How a 1% Fee Difference Compounds into Lakhs Over Time

Bar chart showing ₹83 lakh vs ₹64 lakh after 20 years—how a 1 % extra fee in regular mutual funds compounds into a ₹19 lakh wealth gap.

A 1% fee difference between Direct and Regular mutual funds may not seem like much at first. Many investors disregard it because they believe profitable returns will offset the expense. The actual situation is somewhat different. Through the force of compounding, this annual 1% deduction quietly reduces your wealth, working against you rather than for … Read more