Google Sheets

ROCE + SIP Calculator: 15 Indian Stocks That Turn ₹5k Into ₹14L

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Return on Capital Employed (ROCE) tells you how hard a company makes its money work.Filter NSE-500 for ROCE > 20%, run a 15-year SIP through those names, and the same ₹5k a month compounds to almost ₹14 lakh instead of ₹11 lakh in a plain-Jane index fund.Below you’ll find: Methodology We filtered NSE-500 companies for … Read more

Zero-Cost Budget Templates in Google Sheets—3-Click Copy (Free)

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Methodology I built 5 zero-cost templates for ₹ 25k, ₹ 50k, and ₹1 lakh salaries using the 65-20-15 CFA rule.Pre-built formulas: auto-split Basic, HRA, PF, food coupons → tax-optimized.Shareable link: 3-click copy → no install, no e-mail.Green cell = balanced budget → surplus ≥ 20%.The live sheet includes PG budget, family budget, and couple budget—all … Read more