NPS vs Mutual Fund—Which Gives Higher Pension IRR in 2026? Shocking Truth
Every serious investor in India has one question when it comes to retirement planning. Which offers a higher long-term pension IRR: NPS or mutual funds? The solution is more complicated than advertising brochures suggest. In addition to returns, the pension’s internal rate of return is influenced by taxes, lock-in regulations, annuity terms, and post-retirement flexibility. … Read more